MPMLO Pass
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Pricing · Updated November 2026

MLO Pass pricing: Free or $99 for life

Short answer

Start with a free account at app.mlopass.com, no card required. When you want everything, Premium is $99 one time with lifetime access: all five content blocks, full mock exams, unlimited AI Trainer and every game. No subscription, nothing renews. Use code MLOPASS for a $20 credit at checkout.

Plans

One payment. Everything unlocked.

Start free. Upgrade once when you're ready, with no subscription and no renewals.

Free
$0
Free account, no card required
  • 1 content block
  • 1 arcade game
  • 10 AI Trainer questions a day
  • Offline flashcards
  • Readiness score and streaks
  • Full mock exams
  • All 5 content blocks
Create free account
⭐ Premium
$99
One time. Lifetime access.
  • All 5 content blocks
  • Full mock exams
  • Unlimited AI Trainer
  • Every arcade game
  • Works on the web and the iPhone app with one account
  • No subscription, nothing renews
Upgrade for $99

Code MLOPASS = $20 credit at checkout

Compare

Free vs Premium

FeatureFreePremium
Content blocks1All 5
Arcade games1Every game
AI Trainer10 questions a dayUnlimited
Full mock exams—Included
Offline flashcardsIncludedIncluded
Readiness score and streaksIncludedIncluded
Web and iPhone appIncludedIncluded, Premium shared with one account
Price$0$99 one time, lifetime access
iPhone app

One Premium, web and iPhone

MLO Pass works in any browser at app.mlopass.com and in the MLO Pass iPhone app. Premium is shared between them: buy it on the web or in the app, and it unlocks on both with the same account. Your progress syncs between your phone and your computer.

Premium is also available as an in-app purchase in the iPhone app. The App Store shows the price before you buy.

Download on the App Store

What MLO Pass is (and isn't): MLO Pass is prep for the SAFE MLO National Test with UST. It is not an NMLS-approved 20-hour pre-licensing course and does not report education hours.

FAQ

Pricing FAQ

Is $99 really one-time?
Yes. Premium on the web is $99 one time with lifetime access. There is no subscription and nothing renews.
What's the difference between Free and Premium?
Free gives you one content block, one arcade game, 10 AI Trainer questions a day, offline flashcards, and your readiness score and streaks. Premium unlocks all five content blocks, full mock exams, unlimited AI Trainer and every game.
Is there a phone app?
Yes! MLO Pass has an iPhone app on the App Store. You can also study in any mobile browser at app.mlopass.com, and Premium and your progress carry over between both with the same account.
How does the MLOPASS code work?
Enter code MLOPASS at checkout on the web for a $20 credit toward Premium.
Do you offer refunds?
No. All purchases are final and we don't offer refunds, so start with the free plan and upgrade when you're sure MLO Pass is right for you.
Does MLO Pass replace the 20-hour pre-licensing course?
No. MLO Pass is prep for the SAFE MLO National Test with UST. It is not an NMLS-approved 20-hour pre-licensing education (PE) course and does not report education hours to NMLS. You still need to complete an approved 20-hour course. See NMLS course providers.
Where do I buy Premium in the iPhone app?
Premium is also available as a one-time in-app purchase in the iPhone app. The App Store shows the price before you buy, and Premium bought on either the web or the app unlocks on both with the same account.

Start studying for the SAFE exam today.

Create a free account in a minute. Upgrade to Premium for $99 one time whenever you're ready.

Start studying freeUpgrade for $99

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